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Give suggestions on Report of the Committee on Digital Payments

Give suggestions on Report of the Committee on Digital Payments
Start Date :
Dec 28, 2016
Last Date :
Jan 12, 2017
00:00 AM IST (GMT +5.30 Hrs)
Submission Closed

The Government of India issued guidelines for the promotion of payments through cards and digital means on 29th February, 2016. The guidelines can be seen (here). A Committee was ...

The Government of India issued guidelines for the promotion of payments through cards and digital means on 29th February, 2016. The guidelines can be seen (here). A Committee was also constituted under the Chairmanship of Shri Ratan P Watal, Principal Advisor, NITI Ayog and Former Finance Secretary with key industry stakeholders, RBI and concerned Government Departments to review medium term measures necessary to promote the digital payment system in the Country. The Committee’s report can be seen here.

The Department of Economic Affairs, Government of India invites public Comments / suggestions on the report. We invite you to read the report and provide your valuable feedback and suggestions by 11th January 2017. The final decision on the Report will be taken after considering the comments/suggestions received on the Report.

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Showing 2796 Submission(s)
sasidharan a. panicker
sasidharan a. panicker 9 years 8 months ago
Let us go ahead with the implementation of the ArthaKranti Proposal in its true spirit fully. It can convert the Nation in the Developed category with multiple $TRILLIION potential in no time. Now the resistance will be from the taxation department as the department itself will be dismantled for good. Let us start a grassroots level campaign for ARTHAKRANTI proposal....which will take India to Less Cash Eco.
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Subhash chand Gupta
Subhash chand Gupta 9 years 8 months ago
Limit for withdrawl of cash from current/saving account abused by opening the mutiple account in different bank. So it is high time to redtrict account holder to have a. Single account or it my be done by alloting a single account nuber for a person which can be used fr all banks.
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JALAJ SAXENA
JALAJ SAXENA 9 years 8 months ago
Inspire of BHIM app launched, people are not paying through it. Reason behind it that Private sector where payments through it can be easily monitored, is hesitating in adopting it and in government sector payments it's not practicable due to monitoring issue at the payment counters. Govt. will have to ensure its use for govt. bill payments which will make its use public handy. Then we can hope for lesscash economy. It must be done as early as possible before returning to the old trend of cash.
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Vijayanjan Marri
Vijayanjan Marri 9 years 8 months ago
2. For RuPay card Security, by default, restrict the RuPay card usage within 100 kilometers from the card billing address plus India wide government services like train and bus services. With this, if card fraud happens then local police can help. 90% of the users will use the card with in 100 kilometers from their home. Those who wants to use India wide can opt in by calling their bank.
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Vijayanjan Marri
Vijayanjan Marri 9 years 8 months ago
1. Debit card transaction fee should be less than Rs.10/- if not free. Visa and Mastercard will not accept this low fee. So government need to enforce all the banks to issue RuPay cards to every customer in India. RuPay card transaction fee can be fixed by Government so Indian Government can decide the Debit card transaction fee. In Europe, Visa&Mastercard charges few pence per transaction unlike 1-3% in India.
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AKHILESH CHAND SHARMA
AKHILESH CHAND SHARMA 9 years 8 months ago
If you want digital payments you should remove charges,make a better application and it should be faster as instant.
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Stuwart Evansh
Stuwart Evansh 9 years 8 months ago
2.Majority of cash accumulates in the hands of wholesale businesses.. there should be some mechanism for discouraging this cash chain from retailers to whole sale..this may be by putting the monthly cash turnover limit from a particular retailers... 3. Corruption in bureaucracy..Really speaking sir..I don't know..as they are enjoying too much executive power..One step may be creating mandatory Family tree of all citizens using adhar number..and by obtaining Asset and Liability for all the
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Stuwart Evansh
Stuwart Evansh 9 years 8 months ago
Sir...To promote the less cash economy...Some negative pills are also required..one of those may be..1. All the inter bank(NEFT/RTGS) and intra bank transfer transaction should be allowed free of charge if done by the customer using online banking facility. If done by the bank branches manually than there should be reasonably high service charge ...this will compel the business enterprises positively to start using the online facility..majority of businessman are still not going for these servic
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Prabhu Babo
Prabhu Babo 9 years 8 months ago
WE MAKE DIGITAL PAYMENTS COMPULSORY IN THE URBAN AREAS, AND WE PUT PRESSURE ON THE RURAL AREAS TO MAKE DIGITAL PAYMENTS, THE PEOPLE IN THE RURAL AREAS NEED SOME MORE TIME TO MAKE DIGITAL PAYMENTS, AND FIRST WE MAKE THEM TO KNOW MORE ABOUT DIGITAL PAYMENTS, AND ITS BENEFITS. EDUCATION IS NOT THAT MUCH IMPORTANT TO MAKE DIGITAL PAYMENTS BUT PEOPLE NEED TO KNOW SOME BASIC. THE GOVT,'S DE CESSION TO BRING DIGITAL PAYMENTS SYSTEM IS A HEALTHY EXERCISE
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