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Give suggestions on Report of the Committee on Digital Payments

Give suggestions on Report of the Committee on Digital Payments
Start Date :
Dec 28, 2016
Last Date :
Jan 12, 2017
00:00 AM IST (GMT +5.30 Hrs)
Submission Closed

The Government of India issued guidelines for the promotion of payments through cards and digital means on 29th February, 2016. The guidelines can be seen (here). A Committee was ...

The Government of India issued guidelines for the promotion of payments through cards and digital means on 29th February, 2016. The guidelines can be seen (here). A Committee was also constituted under the Chairmanship of Shri Ratan P Watal, Principal Advisor, NITI Ayog and Former Finance Secretary with key industry stakeholders, RBI and concerned Government Departments to review medium term measures necessary to promote the digital payment system in the Country. The Committee’s report can be seen here.

The Department of Economic Affairs, Government of India invites public Comments / suggestions on the report. We invite you to read the report and provide your valuable feedback and suggestions by 11th January 2017. The final decision on the Report will be taken after considering the comments/suggestions received on the Report.

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Showing 2796 Submission(s)
Nishant Sudan
Nishant Sudan 9 years 8 months ago
1) Removal of Digital Transaction Charges 2) Pan India APP & Website for payments of local taxes, municipal charges, Electricity/Water bills,etc 3) Mandatory Cashless payment for medium to luxury items like: * mobiles costing more than 10,000 * similarly price range set for household & electronic items 4)quick POS device allotment + some ranking/incentive for bank to motivate their concerned customers. 5) Ad campaign/awareness week on how to use POS for 1st time user step by step
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Vinoth Kumar Selvaraj
Vinoth Kumar Selvaraj 9 years 8 months ago
My Views as citizen from interior village.. Kindly make sure all the digital payments will have no extra charges. This is the main reason most of people like me don't want to use digital transactions. For example if I fill fuel for 500RS they are catching 14RS as surcharge. Another example if I do NEFT of 10,000RS bank is taking 5.75RS as their service charge. I am supporting digital transactions with no extra service charge.
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Himanshu Lakdawala
Himanshu Lakdawala 9 years 8 months ago
My suggestion is on digital payments: Idea is to educate all people of villages and taluk level for digital/mobile payments. Most villages now do have banks. The respective govt bank along with gram panchayat can help educating villages people. Along with knowledge people will also kadvantages of digital payment will enable them start using digital payments. As most of the banks too have their digital payment methods along with aadhar based. This would further reduce the dependency on cash.
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shoman mandal
shoman mandal 9 years 8 months ago
All ATMs in india should be operate on latest software and whole ATMs in india should be maintained by indian firms. Government should introduce and implement india's own browser, processor, email firms, and all devices used for software.
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Surendra Bharadwaj
Surendra Bharadwaj 9 years 8 months ago
Can we pay our instalments through the Paytm or FreeCharge App. If not, then kindly make it too for cash less transaction and cash back too.
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Surendra Bharadwaj
Surendra Bharadwaj 9 years 8 months ago
What is the exact meaning of *99# for Bank Balance Enquiry or other services? I am trying to get the mini statement of Punjab National Bank Account by *99*42# and it is reverting that 42 is not a valid number. Kindly explain somebody.
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P Ramesh
P Ramesh 9 years 8 months ago
It will be a good idea for the customer to have minimal infrastructure at their end to do digital transaction. For eg the bank has the mobile number of the customer linked to his bank account. Based on this the merchant asks for the mobile number of the customer and then punches the amount, the customer gets a sms or email with the otp and amount details with merchant name. Customer gives the OTP number and the transaction is done.
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Surendra Bharadwaj
Surendra Bharadwaj 9 years 8 months ago
Kindly make free transaction for train ticket by debit card. Give us benefit of having debit card and cashless transaction too.
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aditya sudhakar
aditya sudhakar 9 years 8 months ago
There should be no transaction charges for cashless transfer by banks, card companies and merchants. Immediate money transfer at free of cost and there should be no limit for this. Availability of option for cashless payment at every shop. (It should be compulsory for shops to have an option for cashless payment)
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